Question: A village truck hit my parked car and their insurance will not pay for the damage, claiming that there is a law that protects them from this. Is this true?

The Judge’s Answer: Under the governmental immunity law, government employees are protected from lawsuits if the act of the government employee that gave rise to the lawsuit entails the exercise of discretion and judgment. In this case, it appears that your car was damaged due to the negligence of the village worker in operating the village truck. The governmental immunity law will not apply in this case and you have a valid claim against the village.